This is a one myth about the credit score. The truth is most of the credit reporting agents (bureaus) like Experian, Equifax and TransUnion have different term for the same score. For instance,
“TransUnion” called Empirica and “Experian” called it as Experian/Honest Isaac Risk Model
They use different terms for the credit score, but the formula almost same. But there may be 20% 30% percent of error in credit report so if you have problem, the credit report agencies provided online facilities to put the complaint, so comparing 3 major credit reports is an essential thing. The real truth is that, lender or other creditors often using just one credit report to analyze your loan application or any other credit requests. It report would be Experian, Equifax or TransUnion, so you have to keep eye on this 3 reports.
